Keep more funds available for fuel, payroll, insurance, repairs and driver expenses.
Move more freight.
Run more routes.
Keep your cash working.
From local delivery trucks to 26-foot moving vans, explore monthly payment options for new and qualifying used commercial box trucks—without tying up the entire purchase price on day one.
Financing for the trucks that move your business.
Compare equipment configurations, route uses and buying considerations before choosing a monthly payment path.
16-Foot Box Truck Financing
Compact commercial box trucks for local deliveries and light moving routes
EXPLORE EQUIPMENT →20-Foot Box Truck Financing
Mid-size box trucks for growing delivery and moving operations
EXPLORE EQUIPMENT →24-Foot Box Truck Financing
Higher-capacity commercial straight trucks
EXPLORE EQUIPMENT →26-Foot Box Truck Financing
Full-size box trucks for high-volume delivery and moving
EXPLORE EQUIPMENT →Refrigerated Box Truck Financing
Reefer box trucks for temperature-controlled distribution
EXPLORE EQUIPMENT →Liftgate Box Truck Financing
Box trucks equipped with commercial liftgates
EXPLORE EQUIPMENT →Used Box Truck Financing
Pre-owned commercial box trucks and straight trucks
EXPLORE EQUIPMENT →New Box Truck Financing
New commercial box trucks, chassis and bodies
EXPLORE EQUIPMENT →Delivery Box Truck Financing
Delivery and last-mile commercial trucks
EXPLORE EQUIPMENT →Moving Truck Financing
Commercial moving trucks and relocation fleets
EXPLORE EQUIPMENT →Last-Mile Delivery Truck Financing
Box trucks for scheduled final-mile delivery routes
EXPLORE EQUIPMENT →Straight Truck Financing
Medium-duty straight trucks with enclosed box bodies
EXPLORE EQUIPMENT →Box Truck Fleet Financing
Multiple-unit box truck fleet purchases
EXPLORE EQUIPMENT →Box Truck Rental Fleet Financing
Commercial box truck rental fleet purchases
EXPLORE EQUIPMENT →Box Truck Upfit Financing
Body, shelving, ramps and cargo-handling upgrades
EXPLORE EQUIPMENT →Electric Box Truck Financing
Commercial electric delivery box trucks
EXPLORE EQUIPMENT →Box Truck Auction Financing
Auction purchases of qualifying commercial box trucks
EXPLORE EQUIPMENT →Box Truck Dealer Payment Programs
Payment options at the point of truck purchase
EXPLORE EQUIPMENT →Box Truck Manufacturer Payment Programs
Commercial purchase enablement for truck OEMs and body builders
EXPLORE EQUIPMENT →Box Truck Financing for New Businesses
Equipment purchase considerations for newer delivery businesses
EXPLORE EQUIPMENT →Finance the truck. Keep the cash for the route.
A new delivery vehicle can create capacity—but it also brings fuel, labor, insurance, maintenance and startup costs. Monthly equipment payments may lower the initial cash outlay, preserving more operating cash as you add new work.
Acquire work-ready box trucks as route demand grows, subject to business and equipment eligibility.
Compare truck payment obligations with utilization, route margin and ongoing maintenance reserves.
Illustrative example: On a $90,000 box truck purchase, a hypothetical $9,000 down payment leaves $81,000 more cash initially than a full cash purchase. Borrowing creates monthly payments, fees and financing costs; actual structures vary. This is not a payment quote.
Match the truck to the work—not just the price.
For delivery businesses and fleets, a vehicle is valuable when it serves the right routes, carries the right load and stays on the road.
Compare cargo dimensions with actual GVWR and weight of freight, crew and any liftgate.
Consider miles, stops, driver hours, loaded percentage and maintenance—not gross route revenue alone.
Used-truck condition, mileage, engine hours, service history and warranty all affect uptime.
Common box truck payment questions.
Can I finance a used box truck?
Qualifying used commercial box trucks may be considered. Vehicle year, mileage, condition, seller and transaction structure are reviewed.
Can a box truck with a liftgate be considered?
Many commercial buyers purchase liftgate-equipped trucks. Share the itemized vehicle and equipment quote so eligibility can be evaluated.
What about a refrigerated box truck?
A qualifying refrigerated body and commercial truck can be submitted for consideration, with details on the refrigeration unit, its condition and intended use.
Can a new delivery business apply?
New businesses can request review, but approval and requirements vary based on the applicant, truck, seller and business circumstances.
Are monthly payments guaranteed?
No. Any illustrative cash example is not a quote. Terms and payment availability require underwriting and acceptance.